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Complete the form to submit your Business Loan Application

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Frequently Asked Questions

What does it mean to be pre-qualified?

Pre-qualification means we’ve reviewed your basic business information and believe you meet the initial requirements to receive funding offers. It’s not a guarantee of approval, but it’s a strong indicator that you may be eligible based on factors like time in business, revenue, and industry.

There’s no impact to your credit score during this step, and it helps us match you with potential loan programs — often within minutes.

What happens after I fill out the application?

Once you submit your application, a Business Loan Specialist from our team will personally review your information. They’ll reach out to discuss your funding options, answer any questions, and walk you through the next steps.

This is where we begin to match you with real loan programs based on your business profile, goals, and needs.

You'll also receive an email confirmation with helpful info on what to expect — including a list of documents to prepare and how to speed up the approval process.

No guesswork. No pressure.

Just real support to help you get funded faster.

Is there any cost or commitment to get pre-qualified?

Nope! The pre-qualification survey is 100% free and does not obligate you to move forward. There’s no hidden fees or pressure to accept funding. We want to make sure you’re fully informed and confident before making any decisions.

What documents do I need to apply for funding?

To move forward after your consultation, you’ll typically need to submit:

◾Last 3–6 months of business bank statements

◾A government-issued ID (like a driver’s license)

◾A voided business check

Some lenders may request additional documents such as tax returns or a profit & loss statement, depending on the loan type.

Your advisor will guide you through exactly what’s needed.

What’s included in the free consultation?

Your consultation is a personalized session with a funding expert who will:

◾Review your survey responses

◾Help determine the best loan programs for your needs

◾Walk you through eligibility requirements

◾Outline required documentation

◾Answer any questions you have

The goal is to simplify the process and help you make an informed choice about funding your business.

How long does funding take from start to finish?

If you’re prepared with your documents and quick to respond, many of our clients receive funding in as little as 1 to 2 weeks after submitting their full application.

SBA loans or more complex funding options may take up to 4 weeks, but we’ll keep you informed every step of the way.

Will this affect my credit score?

The pre-qualification survey does not affect your credit — it’s considered a soft pull or no-pull inquiry. Only if you choose to move forward with a specific lender will a hard credit inquiry potentially occur, and even then, only with your permission.

What if I don’t qualify right now?

No worries — even if you’re not eligible today, we’ll help you understand why and what steps you can take to become fundable. We offer tools, education, and even credit-building resources to help you come back stronger and reapply when you’re ready.

What others are saying

Quick, Easy, and Stress-Free!

"Thanks to Winfinite, I secured the funding I needed to expand my business. The process was quick, easy, and stress-free!"

- Sarah M. | GreenLeaf Café

Equipment Financing

Finally...No More Struggling!

"I was struggling to find the right loan until I found Winfinite. They matched me with the perfect lender, and now my business is thriving!"

- James T. | JT Logistics

business line of credit

Incredibly Helpful

"The team at Winfinite was incredibly helpful. They explained everything clearly and made the entire process so simple.

- Maria L. | Bright Futures Academy

SBA LOAN

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